Dealing with debt is stressful. Avoiding calls from creditors and having scary letters sent to you, with threats of the sheriff showing up is no way to live. Scientists tell us that stress leads to all sorts of health issues and is incredibly bad for you. If you owe people money that you are struggling to repay each month, then you know all about that. Sleepless nights, a feeling of dread and even panic attacks are common among those with debt.

Stress about debt can also make you more likely to fight with family and friends. Debt stress has also been shown to reduce workers productivity which puts your job at risk. All in all, debt stress is just plain bad for you.

Many people with debt mistakenly think that the answer to their situation is another loan, more borrowed money to throw at the debt problems you already have. It is much better to face your debt head on and find a way to live debt free.

If you have already reduced your spending and can’t earn more, but still struggle to repay your creditors, then the good news is that you still have options which can help – like debt review. Getting rid of your debt will help you relieve the stress that is so bad for you and for your family. Less debt means less stress. Less stress means you can look forward to waking up each day, going to work and spending time with your family and friends.

If you are experiencing debt stress, then now is the time to act. Don’t waste time. Start your journey to living a debt free life. You will find it brings great peace of mind.

WHERE IT ALL BEGAN

LYNETTE CLAASSEN began her debt counselling practice on small scale in 2009 in Pretoria and since then the business has grown and in 2011 her daughter ELMARIE GREEFF moved the offices of the business, Lynette Claassen Debt Counselling (Pty) Ltd to Parys and joined the firm as debt counsellor.